If you own a condominium, condo insurance can provide you with invaluable coverage for your unit when unforeseen expenses occur. Your condo corporation will usually cover structural components and common areas of your building, but the unit itself is often your responsibility.
At Cloke & Co. Insurance Agency, we understand that it feels good to know you’re covered, just in case. Our team will introduce you to different condo insurance plans with the most exceptional value.
Contact us now at (850) 822-0586 to speak with our trusted condo insurance brokers. Be ready for the unpredictable–schedule a no-obligation consultation at the earliest convenience.
Obligation-Free Consultations on Condominium Insurance
Get in touch with us, and we’ll set up a consultation to discuss your insurance needs. Our team will make a full assessment of your situation, taking care to review the insurance provided by your condo corporation first.
From there, we make sure getting insurance quotes is quick and straightforward so that you can know your options and make an informed decision on which provider is right for you.
Comprehensive Condo Insurance Coverage
Cloke & Co. Insurance Agency is proud to offer comprehensive condo insurance plans suited ideally to the client. Our insurance coverage options include the following:
This is coverage for all your belongings as well as renovations made within the condo unit. It protects against all risks and perils unless specified otherwise by the provider.
Personal Liability Coverage
This coverage protects you in the case of someone accidentally injuring themselves within your unit. It also prevents you from being liable if someone’s property is damaged there.
Replacement Cost Coverage
In the event of a claim, this coverage ensures that any damaged or destroyed items would be restored or replaced, matching their original value.
Additional Living Expenses Coverage
If your unit is uninhabitable following a covered loss, this additional coverage helps you pay for extra living expenses like hotel accommodations and food. The costs are covered as long as they are necessary or reasonable.
Loss Assessment Coverage
This coverage protects the condo owner in a case where they are held financially responsible for damages to the building and any associated third-party injuries.
Professional Assistance with Condo Home Insurance Claims
Not only can we help you find the right insurance for you, but we can assist you with submitting claims. Our insurance professionals expedite the process, making sure you get paid out sooner rather than later.
If disaster strikes, be sure to give us a call as soon as possible so that we may settle the claim right away. We’ll request any documentation we need from you and deal with the rest. When you enlist us for your condo insurance needs, we guarantee fast and fair settlements, no matter what.